Payment Options
During your appointment, we will thoroughly explain the available treatment options and their associated costs. Our aim is to ensure you receive the necessary and deserved care while being mindful of your financial situation.
Listed below are various financing plans and payment choices available to you.
Renwick Dental is proud to be a registered provider with HCF. Through the ‘More for Teeth’ program, HCF members can enjoy the convenience of claiming 100% back on a selection of essential diagnostic and preventive services.
These services include:
- One check-up annually
- Scale and clean procedures
- Fluoride treatments
- Mouthguards
Please note that coverage is subject to your annual limits and any applicable waiting periods.
To read more about HCF click here https://www.hcf.com.au/
For your convenience, we offer HICAPS facilities, allowing you to quickly and easily process your health fund claims on the spot at the end of your appointment.
How does HICAPS Work?
Following your appointment, we swipe your card through our HICAPS machine. This device instantly calculates your fund’s contribution, leaving you responsible for any outstanding fees, termed as a “gap payment,” if applicable.
WE ACCEPT ALL HEALTH FUNDS
What is the Medicare child dental benefit schedule?
The Child Dental Benefits Schedule (CDBS) is an initiative by the Australian Government, designed to support eligible children aged 2-17 with essential dental care. With benefits totalling up to $1,095 over two consecutive calendar years, the scheme covers a range of basic general dental services.
Is my child eligible for CDBS?
Children and teenagers are eligible for the CDBS if they are:
- aged 0 to 17 years for any one day of the calendar year
eligible for Medicare
- part of a family that receives Family Tax Benefit Part A or the child receives an Australian Government payment from the list available through the Department of Human Services
If you are still unsure if your child is eligible, please contact out surgery on 43284581 with your Medicare card details and our friendly reception team will do a quick eligibility check for you.
What is the process for payment?
- A consent form is required for each eligible child per calendar year. We require the parent/guardian to sign a bulk billing consent form prior to Medicare bulk billing.
- We bulk bill all treatment, this means no out-of-pocket cost for you. Please bring your Medicare card you’re your appointment so we can ensure the correct information is stored on your file.
- No waitlist-please call us on 43284581 for the next available appointment.
What dental services are covered under the CDBS?
- Examinations, teeth cleaning and check-ups
- Fillings
- Root Canals
- X-ray
- Fissure Sealing
- Extractions
What dental services are not covered by the Child Dental Benefits Schedule (CDBS)?
- Orthodontics (bracesfor straightening crooked teeth)
- Cosmetic dental work such ascrowns and veneers
- OPG x-rays
- Any dental work that needs to be done in a hospital operating theatre
To find out more information on the CDBS, visit https://www.health.nsw.gov.au/cdbs
We proudly offer bulk billing for all Department of Veterans Affairs (DVA) patients holding a white or gold card, including the new look card. Rest assured, we handle all claim processing on your behalf, ensuring a seamless experience during your visit.
Click here for more information https://www.dva.gov.au/
We accept After pay for all your dental treatment needs. Say goodbye to upfront costs and hello to convenient payment plans. With After pay, you can split the cost of your dental care into four easy instalments, payable every two weeks, with no interest or hidden fees.
For more information click here.
Zip pay is a flexible payment option designed to make dental care more accessible than ever. With Zip Pay, you can spread the cost of your treatment over time, interest-free. Simply choose Zip Pay at checkout, and enjoy the convenience of paying for your dental care in manageable instalments. No upfront fees, no interest, just the smile you deserve, on your terms. Discover the freedom of Zip Pay at Renwick Dental today.
How does Zip work?
Zip is a convenient, simple, and safe payment plan option that allows you the freedom to receive dental treatment now, and manage the payments easily over time.
The process is entirely paperless.
Once signed up, you will receive a digital account (also known as a line of credit) for a set amount that allows you to make purchases. You can access your account any time on your phone, tablet or computer. You only need to sign up once, and you can re-use the account as often as you like up to your credit limit.
Zip will pay us on your behalf for your treatment, and you will repay Zip over time in easy monthly payments.
Interest free terms up to 24 months available*.
For more information or to apply online, click here https://zip.co/au/zip-pay
Flexible Payment Options with Humm
At Renwick Dental we know that quality dental care is an important investment — and sometimes
an unexpected one. That’s why we offer Humm, a flexible payment solution that lets you spread the
cost of your treatment over time, with easy, interest-free instalments.
What is Humm?
Humm is a buy-now-pay-later service designed to make dental treatment more affordable. Whether
you need general, cosmetic, or emergency care, Humm gives you the freedom to get treated now
and pay later — on your terms.
Why Choose Humm?
- Interest-free* payment plans
- Fast approval – apply online or in-clinic
- Pay in weekly or fortnightly installments
- Startup fee of $70 and monthly fee of $9.95
- Make extra payments anytime with no penalties
- No hidden costs – clear and upfront fees
How It Works:
- Let us know you’d like to pay with Humm.
- Apply in minutes – online or at the clinic.
- Once approved, begin your treatment right away.
- Pay over time in flexible instalments that suit your budget.